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Financing

Advanced Air Conditioning and Heating provides 100% financing for new AC units and repairs; a new air conditioner can help you save money on your electric bill sooner than you thought. If your current air conditioning unit is more than 10 years old, chances are a new unit will be far more efficient in keeping your home cool.

  • Get multiple pre-approvals in seconds
  • Rates starting at 4.99%
  • Loan Amounts up to $100k
  • Terms up to 15 years
  • Minimum FICO = 480
  • Avg funding time is 72 hours, a few programs that are 24 hours
  • No prepayment penalties
  • No impact on credit to check qualification
 

If you have any questions about our financing options, call us at (772) 388-1695 and we can discuss which plan works best for you.

Are you in Vero Beach and need a new AC unit or major repair but worried about the cost? At Advanced Air Conditioning & Heating, we make comfort affordable. Our AC financing options help you get the cooling system you need now, with manageable payments tailored to your budget.
  • Fast, low-interest financing – starting around 4.99% APR.

  • Flexible terms – pay over up to 15 years.

  • High loan amounts – qualify for up to $100,000 if needed.

  • Simple process – get pre-approvals in seconds, with minimal credit impact.

  • Transparent and fair – no prepayment penalties.
  • Full AC unit installations
  • Major AC repairs
  • Replacements for old or inefficient systems
If your current air conditioner is over 10 years old, a new unit will likely save you more in electricity bills than you expect. Financing lets you enjoy those savings now without the upfront cost.

We work with all major AC manufacturers, ensuring you get quality and reliability. These include:

  • Rheem

  • Carrier

  • Trane

  • Lennox

  • Goodman

  • Daikin

  • York

  • American Standard
  1. Request a quote – call us or complete our online form.
  2. Get pre-approved quickly.
  3. Select terms that suit your finances.
  4. Schedule your installation or repair.

If you have questions or want to discuss your options, we’re here to help. Call us at (772) 388-1695 in Vero Beach or visit us online.

We proudly serve Vero Beach and surrounding areas including Indian River County, Sebastian, Fort Pierce, Palm Bay, Melbourne, and more. We also offer 24-hour emergency service to ensure your comfort is never compromised.

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